How may I be of assistance to you?

Buying a first home can be a complex process, but with the right information and guidance, it can also be a very rewarding experience.

As a first home buyer, it's also important to note that you may be eligible for government assistance such as the First Home Owner Grant (FHOG) and the First Home Loan Deposit Scheme (FHLDS) which may help with the cost of buying your first home.

Understanding the lending process

Most first home buyers will make a visit to the bank to understand what they can borrow, but did you know that 68% of all loans are completed by leveraging a mortgage broker saving you time, money and stress.

1. Determine your borrowing power

We help you determine your borrowing capacity so you know what you can afford

2. Compare finance products

We have access to multiple lenders, to find the best possible options for you to choose from. We’ll compare all available products and explain the differences and benefits

3. Loan application process

Once you’ve picked the right finance option for you, we will then assist you with your loan application process. We know what it takes to submit a successful loan application

4. Pre-Approval and house hunting

Once you receive the necessary pre-approval you can go house hunting and bid or buy with confidence. We’ll be there to answer your questions along the way

5. Making an offer

You’ve found the house you love and you’re ready to make an offer. Your mortgage broker will submit a formal loan approval and in most instances, the lenders will have 14 days to review and have it formally approved

6. You get the keys

Settlement day – You’re officially a homeowner! We’re also here to help with other services like car loans or insurance

Mortgage Calculators

Most first home buyers will make a visit to the bank to understand what they can borrow, but did you know that 68% of all loans are completed by leveraging a mortgage broker saving you time, money and stress.

Monthly
  • Principal & Interest
  • Property Tax
  • Home Insurance
  • PMI
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